The package allows customers to go after ten negative items per billing cycle. Your credit score could, Wondering if a 550 credit score is good or bad? Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. Overall, the process takes as long as needed to remove as many negative items from your report as possible. Stay clear of any firms that may be making wild claims, such as the ability to boost your scores by 100 points in two weeks. There is an initial work fee, but no information on the website about how much that fee costs. Like us? Each text is published after its detailed proofreading. They are not accredited and have a C rating. Credit saint vs. Lexington law Which one is the best? We may receive compensation (at no cost to you) when you click on links to those products. Credit Saint bills this package as the most aggressive. Credit Saints cost is justified by its amazing features, including the reliable money-back guarantee. Most companies train their customer representatives to offer professional credit rebuilding guidance to customers. Let's [] Customers receive regular updates on progress to ensure theyre fully aware of whats happening. Credit bureaus have innovated online disputes. The Consumer Financial Protection Bureau (CFPB), which is the federal agency that handles oversight of the credit repair industry, filed alawsuitagainst Lexington Law in 2019, in which the CFPB alleges the company engaged in deceptive business practices by participating in an affiliate network that directed potential customers to Lexington Law. The first step with any credit repair service will likely involve a thorough review of your credit report. If you cant pay their rates, they are gracious enough to offer DIY credit repair articles. Bottom Line: Credit Saint vs. Lexington Law. Both brands have built up a loyal following and have good reviews on TrustPilot. Concord Premier At $109.95 per month, the Concord Premier is the middle-of-the-road service level, which gets you everything in the Concord Standard plan plus TransUnion score alerts and a monthly credit score analysis. (2023), Lexington Law vs. Credit Saint: Credit Repair Packages and Price, Credit Saint vs. Lexington Law: Educational Resources. People lost more than $16 billion due to these cases and the problem is only increasing. However, we must mention that Credit Saint does not make any such promises and there is no guarantee that the removal of any item will cause your credit score to improve. We were curious how these negative CreditSaint.com reviews were handled. There is something scary about looking at your credit report and finding items that you do not find justified or valid. But are its programs worth a try? How have the two services performed when it comes to the level of customer care? Free online consultation. Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. As with any credit repair service, the length of time required to see movement in your score depends on your unique situation. Free consultation and 90-day money-back guarantee. Monthly pricing is more expensive than Credit Saint. According to Lexington Laws website, it helped peopleremove 10 million negative items from credit reportsin 2017 alone. Using the incorrect name, address, or Social Security number. Credit Saintand Lexington Law are both popular and well-known credit repair companies that have helped millions of clients repair their credit. Like Credit Saint, Lexington Law also operates on a monthly subscription plan that allows customers to cancel at any time. In addition, they provide resources to help you repair and improve your credit score and maintain it in the long term. The online account page also allows clients to submit any feedback forwarded by the bureaus. These two questions will help you uncover the truth. Andrew is a credit expert with over 20 years of experience in the industry. The company has a 4.4-star average rating across more than 1,100 Google reviews, with the majority of reviewers praising the companys responsiveness, professionalism, and results. This is not found in the other two packages, and depending on the severity of your situation, you may need more than 5 10 disputes to truly move the needle. Both Credit Saint and Lexington Law are two of the best credit repair companiesin the United States. Well find out in this Credit Saint review and answer all questions you may have about the company. In our recommendation, Credit Saint outperforms Lexington Law overall. The team members are mainly based in New Jersey and the New York Metro Area. 8.2 million removals and 26+ million challenges and disputes since 2012. The Lexington Law firm provides three pricing options: Compared to Credit Saints Clean Slate plan, the Advanced plan certainly has more features, and its only going to cost you $129.95, about $10 more. Lexington Law firm is another large and well-known credit repair agency that offers similar services to Credit Saint. On the downside, it is not a 100% guarantee. As previously stated, they are known to help consumers with severe credit problems. These things suggest the companys customer service pleases its customers. For instance, the company lacks a service guarantee. Learn more >. At this level of service, you get up to 10 challenges each dispute cycle, plusExperiancredit score monitoring and disputes for. The mid-level plan starts as low as $99.99. So far, over 1,000 people have left comments and they maintain a 4.4/5 rating. As odd as it may sound, this is a pretty common problem yet very few people know what to do about it. The site is designed to help consumers repair credit reports and improve their financial standing. Where can you find the best online couples therapy? Is Credit Saint or Lexington Law Cheaper? If the total is suspiciously low, Sky Blue Credit Repair can help you restore it. And a credit repair company may come to the rescue. They will help you dispute errors on your credit report,remove late payments, and more. Gerald is the founder and editor-in-chief of CreditFixed.com. Here are a few things to keep in mind as you decide: To help you get your finances back on track, TopConsumerReviews.com has evaluated and ranked the most popular credit repair services available today. These errors can impact your score and lead to issues in the future. 2019 - 2023 SimpleMoneyLyfe LLC. Founded in 1991, Lexington Law is the oldest credit repair firm in the United States. Like we said earlier, repairing your credit is a long process. Credit Saint vs. Lexington Law: Who is Better? If youre shopping around for credit repair services, its something to consider as you compare companies. Couples discounts & regular work-free promotions. We're confident that this information will give you everything you need to choose the right partner in your journey towards a fantastic credit report! It was the same year that John C. Heath became the directing attorney. Regarding the Credit Saint cost, Lexington Law is not cheaper as its packages are similarly priced. For most people,disputing negative itemsis the main goal of credit repair, and this is what you get with the Concord Standard level of service. Choose a credit repair package that you can afford and aligns with your financial goals. Lets review the details of each package. He has helped people repair their credit by giving them easy to follow steps, advice and tips on how to improve their financial situation. A lot of companies in 2022 promise to Disclaimer: We provide free content for our users. As they tout, Lexington Law has removed more than 10 million negative items from consumer reports. While both companies are BBB accredited, Credit Pros has a current rating of B+. This means being in it for the long haul. You shouldn't expect miraculous, rapid increases in your credit score - most credit repair processes result in a modest increase of about 40 points, though some may bring you up by 100 points or more - but it could be what makes the difference for your financial goals and credit needs. But if you have a lot more to spend, you may get more value by choosing Lexington Laws Advanced package. A 550 credit score is, Building or improving credit can be overwhelming. They serve the same function as Credit Saint, which is challenging and disputing items that reflect negatively on your credit report. Writing goodwill letters appealing for the removal of your legitimate, negative items that arent wanted anymore. If you only need one or two negative items from your credit report, then this plan is a great place to start. Follow us! On the other hand, Lexington Law is quite vague about the speed of their service. in-depth review of Lexington Law, click here. In a crowded market, it is hard for consumers to choose a credit repair company. You will find many Credit Saint reviews on the Internet. Here are some key takeaways that can help you make the final decision between the two giant credit repair brands: Lexington Law lacks a money-back guarantee, but you get it with Credit Saint. Each credit repair firm offers a dedicated customer service line for clients that can help answer any questions you may have. That will depend on several factors: your state of residence, the type(s) of issues you're looking to resolve, and so on. Unfortunately, both Credit Saint and Lexington Law have strong reputations within the credit repair industry, which is why this decision is hard to make. Sky Blue Credit vs Ovation Credit Services, Sky Blue Credit vs Credit Repair Consultants, The Credit People vs Ovation Credit Services, The Credit People vs MSI Credit Solutions, The Credit People vs Pyramid Credit Repair, The Credit People vs Credit Repair Consultants, Ovation Credit Services vs MSI Credit Solutions, Ovation Credit Services vs The Credit Pros, Ovation Credit Services vs Pyramid Credit Repair, Ovation Credit Services vs Credit Repair Consultants, Credit Saint vs Credit Repair Consultants, MSI Credit Solutions vs Pyramid Credit Repair, MSI Credit Solutions vs Credit Repair Consultants, The Credit Pros vs Credit Repair Consultants, Lexington Law vs Credit Repair Consultants, Credit Repair vs Credit Repair Consultants, Pyramid Credit Repair vs Credit Repair Consultants, Credit Repair Consultants vs Credit Monkey, No first work fees when you add one family member, Over 70 million removals and 22.3 million challenges and disputes, 89% of clients with improvement see an average credit score increase of 40 points. Here is a few list of features included in this plan: As you can see, this package is loaded with helpful features. Most reviews for Credit Saint mention that the company is fully registered and provides services that it is legally allowed to offer. Their latest feedback as of July 8, 2021, is a 4-star rating. Are you typically available to make calls during business hours? Rejected bankruptcies and defunct collection accounts. And if you need to upgrade to another package, you can. Top Products. In a crowded market, it is hard for consumers to choose a credit repair company. Fortunately, there are ways to remove incorrect items. They do this by taking the fight to the individual creditors. CreditRepair.com and Lexington Law offers multiple credit repair service options to meet the needs of clients. Credit Saint offers a 90-day money-back guarantee, while The Credit Pros doesnt make any refund promises. 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